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1. Make saving money a game, do not work. Just feel good about all the money you save and you will attract more situations into your life to save even more money.
2. Give up the daily or weekly lotto. The odds are against you, and you will save money in the process. For example, if you bet $ 5.00 every week on the lottery, it's $ 260 per year. Use the money more constructively, for example, apply it to your debt settlement program Reviews & nbsp ;. Reviews 3. Look at the fees, because they are everywhere. If your checking account does not have overdraft protection, the charge for insufficient funds now averages $ 34.00 per transaction. And according to SmartMoney.com, "Some banks even charge a fee each day an account sits in arrears."
There are also ATM transaction fees, ATM balance inquiry fees, cash usage fees, monthly service fees on checking accounts, late fees on utility bills, and more. All these add up over time.
4. Buy generic or store brands instead of brand names. For example, the price for 1:42 oz. box of generic oatmeal is now $ 2.69 on an East Coast supermarket chain. Comparatively, the store brand $ 3.59, and the brand is a whopping $ 5.39. Is your computer available
5. Buy fruits and vegetables that are in season. You can pay as little as 99 & cent; for a pound of seedless grapes when they are in season, and as much as $ 3.99 per pound when they are not.
6. You have probably paying too much for your cell phone. Consider switching to a cheaper plan.
A debt settlement client only made a change in his spending habits and saved about $ 900 per year. This was enough money to cover the 3 & frac12; month payment for his debt settlement plan:
Michael admitted that he had once paid about $ 100 in monthly mobile phone fees. Before joining a debt settlement program, Michael let cell phone plan expires, and for good reason. After starting the debt settlement process, Michael changed to a prepaid cell phone plan and now pay about $ 25 a month instead of $ 100th
According to Michael, "I knew that I was paying too much on the old plan, but I was too lazy to make a change. I'm now saving about $ 75 a month on my phone bill, giving. Up to about $ 900 per year this $ 900 is applied to about 3 & frac12 ;. months of payments on my debt settlement plan that I would rather pay less for my cell phone and apply the difference to my debt settlement program what it's all about. in the end is what is really important and what who is not. "
7. Stay away from lavish, high-roller friends. You really do not need a big-screen TV in every room or the latest electronic gadget.
8. Consider paying your life insurance annually. Did you know that insurance companies will charge you more if you pay monthly, quarterly or semi-annually? Pay once a year and you & rsquo ;. Ll pay less
9. Traditional boxed cereal can be expensive. Consider eating oatmeal instead. It & rsquo; s cheaper and healthier Reviews
10 .. Your salary may be much less when you figure out how much of your expenses are work-related. Cut out the daily latte, blueberry muffin, and eat out for lunch. Costs like these really add up over time.
This article has listed 10 money saving tips that can make your debt settlement programs easier. While credit card debt can be expensive and stressful, getting out of debt does not need to be. Make saving money a game, and you will attract more situations into your life to save even more
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